INVESTMENT PROCESS  •  FINANCIAL PLANNING  •  RETIREMENT PLANNING  •  INVESTMENT SERVICES  •  INSURANCE SOLUTIONS

INVESTMENT PHILOSOPHY & PROCESS

My focus is on placing your interests first. As your Financial Advisor, I will aim to provide guidance, education and oversight to help you achieve your financial goals. My process is to help you implement and monitor your investment plan using a disciplined approach which includes: 

  • Listening carefully to understand what is most important to you
  • Clarifying your goals and priorities
  • Creating an investment strategy based on your complete financial picture
  • Conducting ongoing reviews to address changes in circumstances that might require adjustments to your investment plan
  • Keeping you informed through clear and frequent communication

In addition, I can assist you with your tax, estate and philanthropic planning. I work closely with experienced CPAs and estate attorneys to provide meaningful support in critical areas of taxation and wealth preservation.*

FINANCIAL PLANNING SERVICES

  • Net worth and asset allocation analysis
  • Education planning and 529 Plans
  • Retirement planning and cash flow analysis
  • Employee stock option analysis
  • Planning for tax, estate and charitable giving needs

RETIREMENT PLANNING

Saving for retirement is one of the most important financial decisions you can make for yourself and your family. At Davenport, we specialize in retirement planning for individuals and businesses and offer the guidance and investment solutions to help make your goals a reality. If you’re not taking advantage of an Individual Retirement Account (IRA), you may be missing out on an exceptional opportunity to save for a secure retirement. Depending on your income and personal situation, you may qualify for one of the following accounts: 

ROTH IRA

  • Contributions are not tax-deductible, but your money can accumulate tax-free.
  • Tax-free and penalty-free withdrawals of annual contributions may be made at any time.
  • Tax-free and penalty-free withdrawals of earnings may be made after five years:
    • upon reaching age 59½
    • for purchase of a  first-home (up to $10,000)
    • in case of death or disability
  • There’s no requirement to begin taking distributions at age 70½ — you can even continue making contributions if you’re still working.

TRADITIONAL IRA

  • Contributions may be tax-deductible depending on your earned income.
  • Your savings benefit from tax-deferred growth (withdrawals are subject to tax).
  • Penalty-free withdrawals are available for post-secondary education, first-home purchase (up to $10,000) and certain medical expenses.

Also, if you’re not sure where you stand toward reaching your retirement goals, establishing a Davenport IRA Rollover account can help you get a consolidated view. Benefits include: 

  • Simplified record keeping
  • Ease of setting asset allocation and periodic rebalancing
  • Access to professional investment management and monitoring

INVESTMENT SERVICES

  • Individual Stocks & Bonds
  • Mutual Funds and Unit Investment Trusts
  • Exchange Traded and Closed-End Funds
  • Davenport Asset Management — Nine stock and mutual fund strategies
  • Fixed and variable annuities
  • Certificates of Deposits, money market and cash management services

INSURANCE SOLUTIONS

Davenport’s team of dedicated insurance specialists is available to offer independent and objective advice for life insurance, long-term care insurance, and disability income insurance. Areas of expertise include: 

  • In-force policy reviews
  • Provider company evaluations
  • New policy design, selection and placement

*Davenport & Company LLC does not provide tax or legal advice; please consult your own professional for guidance on these matters.